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RESULT: The Improver
(Score 7–12)
You’ve Started Improving — Now It’s Time to Build Momentum
You’re no longer completely stuck.
You’re doing some things right:
1) Maybe saving a little
2) Thinking about investments
3) Trying to be more mindful with money
But progress feels slow and inconsistent. Some months go well.
Some months everything slips.
That usually means one thing: You have effort — but not a complete system.